Our advisors who hold the CERTIFIED FINANCIAL PLANNER™ designation have met rigorous education, experience, and ethical requirements. Their insights reflect a dedication to the highest standards in financial planning. As an SEC-registered investment adviser, we are committed to acting in our clients’ best interests. We do not accept commissions or offer proprietary products.

GDS provides comprehensive wealth planning services built around your entire financial life, including investment management, retirement planning, tax-aware strategies, and estate and legacy planning. Every recommendation starts with a tailored strategy and is continuously updated as your goals and circumstances evolve, with ongoing guidance and regular reviews to keep you on track.

While every financial plan should be tailored to your unique goals and circumstances, a well-constructed plan typically includes:

• Personalized goals that reflect your current priorities and future aspirations.
• Adjustments for inflation to help preserve your purchasing power over time.
• Healthcare cost projections, including premiums and out-of-pocket expenses.
• Investment return estimates aligned with your risk tolerance and long-term objectives.
• Social Security timing strategies to help maximize lifetime benefits.
• Long-term care planning to address potential coverage gaps.
• Asset allocation clarity, distinguishing between assets used in the plan and those held in reserve.
• Life event planning, including milestones like retirement, education funding, or extended longevity.
• Tax-aware strategies that aim to optimize your financial outcomes.

We reinforce each client’s plan through our service model, which includes in-depth semi-annual reviews to assess account performance and its direct impact on your goals. In addition to scheduled reviews, we regularly reach out to discuss updates to your plan, helping keep it on track with your evolving needs and priorities.

Yes. Our planning process includes comprehensive Social Security analysis to help clients evaluate claiming strategies and retirement income decisions. We help our clients navigate every age they can take Social Security and what is best for them financially.

We believe in an actively managed and diversified portfolio that is tailored to your specific needs and goals. Because financial goals are personal and specific to each client, we create an investment plan that will serve your individual financial plan. When we create portfolios for our clients, we use a variety of assets, including exchange-traded funds (ETFs), individual stocks, derivative-based products, and cash and cash equivalents. We involve our clients in every step of the planning process to make sure that their portfolio is composed of assets that meet their individual strategy and needs.