Financial Future Readiness Check

While every financial plan should be tailored to your unique goals and circumstances, a well-constructed plan typically includes:

• Personalized goals that reflect your current priorities and future aspirations.
• Adjustments for inflation to help preserve your purchasing power over time.
• Healthcare cost projections, including premiums and out-of-pocket expenses.
• Investment return estimates aligned with your risk tolerance and long-term objectives.
• Social Security timing strategies to help maximize lifetime benefits.
• Long-term care planning to address potential coverage gaps.
• Asset allocation clarity, distinguishing between assets used in the plan and those held in reserve.
• Life event planning, including milestones like retirement, education funding, or extended longevity.
• Tax-aware strategies that aim to optimize your financial outcomes.

A strong financial plan is more than a set of projections—it’s a living strategy that adapts as your life evolves. We reinforce each client’s plan through our service model, which includes in-depth semi-annual reviews to assess account performance and its direct impact on your goals. In addition to scheduled reviews, we regularly reach out to discuss updates to your plan, helping keep it on track with your evolving needs and priorities.

We take an active, diversified approach to portfolio management, tailoring each strategy to reflect with your specific goals. Because financial objectives vary, we design investment plans that reflect your individual needs. Our portfolios may include a mix of ETFs, fixed income, individual stocks, derivatives, and cash equivalents. Throughout the process, we collaborate closely with you to ensure your portfolio reflects your strategy and preferences.

Yes. Our financial plan is one of the most sophisticated in the industry and calculates the optimal time for Social Security. We help our clients navigate every age they can take Social Security and what is best for them financially.